Online Banking Tips

Online banking is one of the best productivity tools out there. It decreases physical paperwork, saves time, and helps make sure all of your financial information is accurate and secure. It’s much easier to track a budget, especially in a family, and offers lots of different ways to stay on top of your finances. Unfortunately, online banking also presents its own security risks. To bank online safely, here are some tips to save you the trouble of hacked accounts and identity theft.

  • Try to use the same computer every time you access your account. Using your login information on more than one machine increases the chances that someone could hack in and gain access.
  • Try to make the computer you use one that will travel with you. Using a laptop for online banking means that even when you’re not at home, you won’t have to use your login information on a strange machine. This being said, don’t leave your laptop unattended, especially if you’re logged into a banking site or recently have been.
  • If you absolutely have to use an online banking site from a strange computer, make sure to log out, shut down the browser, and clear all cookies and temporary files when you’re done.
  • Use a unique password. Yes, it is convenient to have the same password for all of your online accounts, but it’s also a major security risk. Do not you use your online banking password for anything else; it may not be a major disaster if someone hacks your Twitter account, but don’t let that mean they have access to all your money, too.
  • Don’t let your password be something easy to guess. That means no using anniversary dates, birthdays, your last name, your phone number, or any identifying information.
  • Change your password often, at the very least every six months. Even if you password is unique and impossible to guess, it’s a possibility that a key logger or other malware could pick up your password.
  • As obvious as it may be, it bears repeating: don’t share your banking password with anyone. Even if it’s someone you trust, that information transfer could allow someone else to gain access to your account without your permission.
  • Don’t use your mother’s maiden name for the security question. That’s an easy piece of information to find on the Internet.
  • Never respond to an email that asks for you to reply with your bank account number, your social security number, your log in information, or any other sensitive information. Legitimate institutions won’t do this. These emails are phishing scams designed to gain access to your online banking information.
  • Invest in good anti-virus software for your computer and keep it updated. This will help protect you from any malware or viruses that could find their way onto your computer and into your personal and banking information.
  • Keep all software on your computer up-to-date. Software updates are often security fixes. The notifications telling you to update and the install/restart time may be annoying, but they’re often crucial to keeping your computer secure.
  • Pay attention to your bank or financial institution’s log in page. If something seems to have changed, you may have clicked on an illegitimate link (this is especially true if you followed a link from an email).
  • Don’t enter personal information into a pop-up, even if you’re on the institution’s legitimate website.
  • Be careful when opening email attachments, even if they appear to be from someone you know. Always double check to see if the person meant to send you an attachment, and delete emails with attachments from unknown sources.
  • Shop online only at reputable sites. If you’re giving any credit card or payment information, it should be somewhere trusted, often through PayPal, which is secure. Double check this, and if you’re not sure, err on the side of caution and find somewhere else to buy what you need.

Rising Banking Sector

The banking industry is an area that has attracted many people to work because banks jobs have great prospectus, a secured job and a good salary package. There are different kinds of jobs in the banking sector. The openings the banking starts from clerical posts to Probationary Officers. If one wants to get job in government bank they can get it by giving Bank Exams. The public sector conducts exams which are known as the All India Examination and after graduation one can sit for this exam. The IBPS clerk recruitment 2012 is to takes place in the month of June. This examination is said to be a be very highly competitive exams
The IBPS has conducted recruitment exams for banks individually for many years. This system is now replaced by the IBPS through a Common Written Examination after they received permission from 19 banks in the Public Sector of India. The important reason for the introduction of Common Written Examination system is the long process of recruitment of banks individually. Banks jobs in India are emerging to be one of the top choices in career. There are many Indian youths who complete their education with professional degree every year, but are unable to find jobs in respective fields. Therefore today these Indian youth search for such a career which is alternate. The recruitment in Banks for vacancies are done by individual banks through different exams. The private banks conduct exams separately for officer or clerk recruitment. The public sector bank recruitment is done through examination conducted by the IBPS. The minimum qualification for giving bank exam for the post of a clerk is to be 10 pass or an undergraduate. The qualification for Provisionary Officer post is a degree in any field. Therefore one can understand to get into the banking sector one needs to have high potential.
Bank jobs are very popular in India and this can be understood if one visits a government library. In these libraries it is seen 70-80% people are studying for the preparation of Bank exams. In every town and city there are institutes giving training and coaching about bank exams. The IBPS clerk recruitment 2012 states that there is massive need of employees as many would be retiring in the between 2012-15 and many new branches are being opened. For various posts in the bank the IBPS has introduced these exams. Job in the banking sector is lucrative and stable.

Bank Jobs in Government Sector

Bank exams are huge opportunities for the educated but unemployed youth of the nation to get a prestigious position in one of the public sector banks of India. Today, the financial sector of India has huge openings for the masses of youth across the nation. Bank jobs are available in the public financial sector of India in the posts of probationary officers (PO) and bank clerks. All these posts are prestigious with good pay scales and benefits. Bank exam study material is available in the government job web sites on the internet. These can be down loaded and printed out. The candidates must try their best to grab the opportunity to qualify the exams.

Question paper pattern
The major part of the question paper is objective type. These are multiple choice question or MCQ type. There is negative marking for each wrong answer. The candidates must be very careful while answering this part. In the recruitment exam for probationary officers (PO), a subjective second paper on essay writing is conducted. All the parts of the recruitment paper must be studied with equal emphasis. The candidates can get an idea of the question paper pattern from the previous year’s solved papers and prepare accordingly.

Exam preparation
The bank recruitment exams are tough and highly competitive. Thus, the candidates must undergo prolonged preparations to qualify the exams. The candidates who qualify the written test are called for the final interview rounds. In recruitment tests group discussion (GD) round is conducted before the personal interview (PI) round. The candidates should also prepare for their GD and PI rounds. In both the rounds, general knowledge and general awareness is very much important. Candidates can prepare on current affairs from year books and weekly magazines as well as monthly business and economic magazines. All these are important sources of general knowledge.

Application process
The application forms for bank exams are available online on the official web site of the exam council. The forms can be down loaded and printed out and filled up by the candidate in details. bank jobs in the public sector are available in all the bank branches across the nation. Bank exam study material is available on job sites as well as from various institutes, training up candidates to qualify the government exams. The candidates must study very hard to build a brilliant career in the public financial sector of India with job security of the life time. They should dedicate themselves to make their dreams come true.